​When you get a student loan you receive the money now, but you will need to repay the loan later. You or your parents may be eligible for one or more of these loans.​

CSU Student Lending Code of Conduct

Federal Direct Loans

Loans that are backed by the federal government are called Direct Loans. A student may be eligible for a Direct Subsidized Loan, a Direct Unsubsidized Loan, a graduate student PLUS Loan, or a parent PLUS Loan.

Learn About Direct Loans to Students

Learn About PLUS Loans to Parents or Students

Chancellor’s Doctoral Incentive Program

The Chancellor's Doctoral Incentive Program (CDIP) provides financial assistance to graduate students. The purpose of the program is to increase the pool of individuals with the qualifications, motivation and skills to teach the diverse student body in the California State University by providing financial assistance to doctoral students who show promise of becoming strong candidates for CSU instructional faculty positions.

Through CDIP, the CSU offers loans and faculty sponsorship to full-time students pursuing doctoral degrees who are interested in a teaching career at a CSU campus. Specifically, the program provides a loan of up to $10,000 per year up to a total of $30,000 within five years; 20 percent of the loan is forgiven for each year of full-time postdoctoral teaching at a CSU campus.

The CSU does not guarantee a faculty position to any participant in the CDIP. It is expected, however, that upon completion of their doctoral studies, participants will be qualified to compete for CSU faculty positions.