Financial planning helps students prepare for both expected and unexpected college expenses. Planning ahead can help students better manage tuition, books and supplies, living expenses and other education-related costs throughout the semester.
Financial aid may help cover some of these costs, but students may still need to plan for out-of-pocket expenses and everyday spending. Creating a budget and tracking expenses can help students stay organized, reduce financial stress and make informed decisions throughout the academic year.
Getting started can include:
- Estimating your total cost each semester, including tuition and living expenses
- Comparing your financial aid package to your actual costs
- Planning for any gaps, such as out-of-pocket expenses
- Building a small emergency fund
- Creating a budget and tracking spending
The CSU Monthly Budget Worksheet can help students organize their income and expenses and create a plan for managing money throughout the semester.
Watch Budgeting and Money Management Videos
Explore short videos on budgeting, money management and financial wellness.
Download CSU Monthly Budget Worksheet
Watch Financial Wellness Videos