Human Resources Administration

CSU Doctoral Incentive Program - Loan Cancellation Processing Instructions

General Information

Through the Chancellor's Doctoral Incentive Program (CDIP), the California State University (CSU) provides financial assistance in the form of a student loan to a limited number of individuals pursuing doctoral degrees. The program seeks to provide loans to doctoral students who are interested in applying and competing for CSU instructional faculty positions after completion of the doctoral degree.

Program Details

  • Loans available in amounts of up to $10,000 per year up to a total of $30,000.
  • Loans obtained through this program are repayable over a 15-year period, commencing one year after completion of or withdrawal from full time doctoral study.
  • If a participant obtains a full-time instructional faculty position in the CSU, the loan principal and interest are “forgiven” at the rate of 20% for each year of service. After five years of full-time CSU faculty service, the entire loan amount can be forgiven. Recipients with the doctorate who teach half-time or more in the CSU may receive loan forgiveness at the rate of 10% per year of service. Amounts cancelled through this policy, as well as the foregone interest on the remaining loan balance, are reported as income accruing to the faculty member.