Employee-Paid Voluntary Life Insurance

  • Eligible Employees
  • Non-Eligible Employees
  • Eligible Dependents
  • Non-Eligible Dependents
  • The Standard Life Insurance Company (The Standard) is the CSU's life insurance carrier for employee-paid voluntary life insurance.


    Eligible Employees

    To be eligible for the voluntary life insurance plan:

    • An employee must be appointed at least half-time (equivalent to 7.5 Weighted Teaching Units for academic year appointments) for more than six months.

    • Employees in certain Academic Year classifications may be eligible if appointed for at least six (6) weighted teaching units or more, for at least one semester , or two or more consecutive quarter terms.

    • Qualifying appointments may be either permanent or temporary.

    Specified “grandfathered” employees in certain academic year classifications may also be eligible if they are appointed for at least six (6) Weighted Teaching Units.

    Once an employee has acquired eligibility and has enrolled in The Standard's plan, he/she may continue enrollment during subsequent continuous appointments of at least half-time regardless of the duration of the new appointment.

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    Non-Eligible Employees

    Employees excluded from benefits include:

    • Intermittent employees
    • Student assistants
    • Graduate assistants
    • Faculty employed solely to teach summer session, extension, or intersession
    • Any employee paid from funds not controlled by the California State University or from revolving or similar funds from which a regular California State University premium payment cannot be made, or
    • Employees who are full-time members of the armed forces of any country.

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    Eligible Dependents

    Eligible dependents of an eligible employee include:

    • Spouse (unless legally separated or divorced)
    • Domestic partner (registered through the Secretary of State process) and
    • Unmarried dependent children from birth to the end of the month in which the child reaches age 23, or through age 25 if a registered full time student attending an accredited educational institution.

    A dependent child includes a stepchild, a natural child recognized by the parent, or a child living with the member in a parent-child relationship who is economically dependent upon the member. A child ceases to be an eligible dependent upon marriage. Dependents become eligible coincident with the eligible employee or upon attainment of dependent status. Newborn infants are eligible for coverage from and after the moment of birth. Adopted children are eligible from and after the moment the child is placed in the physical custody of the eligible employee for adoption.

    A dependent child who is disabled prior to age 26 while covered and who depends on the employee for support and who is unable to work due to disability is eligible for coverage.

    Coverage may be purchased for an eligible spouse/domestic partner even if coverage is not purchased for the employee.

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    Non-Eligible Dependents

    Dependents who are full-time members of the armed forces of any country are not eligible for coverage. No person may be covered both as an employee and a dependent or as a dependent of more than one employee.

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    Content Contact:
    Benefits Insider
    (562) 951-4411
    Technical Contact:

    Last Updated: April 29, 2011

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