Eligibility—
Employee-Paid Voluntary Life Insurance
The Standard Life Insurance Company (The Standard)
is the CSU's life insurance carrier for employee-paid voluntary
life insurance.
Eligible Employees
To be eligible for the voluntary life insurance plan:
- An employee must be appointed at least half-time (equivalent
to 7.5 Weighted Teaching Units for academic year appointments)
for more than six months.
- Employees in certain Academic Year classifications may be eligible if appointed for at least six (6) weighted teaching units or more, for at least one semester , or two or more consecutive quarter terms.
- Qualifying appointments may be either permanent or temporary.
Specified “grandfathered” employees in certain academic
year classifications may also be eligible if they are appointed
for at least six (6) Weighted Teaching Units.
Once an employee has acquired eligibility and has enrolled in The
Standard's plan, he/she may continue enrollment during subsequent
continuous appointments of at least half-time regardless of the
duration of the new appointment.
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Non-Eligible Employees
Employees excluded from benefits include:
- Intermittent employees
- Student assistants
- Graduate assistants
- Faculty employed solely to teach summer session, extension,
or intersession
- Any employee paid from funds not controlled by the California
State University or from revolving or similar funds from which
a regular California State University premium payment cannot be
made, or
- Employees who are full-time members of the armed forces of any
country.
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Eligible Dependents
Eligible dependents of an eligible employee include:
- Spouse (unless legally separated or divorced)
- Domestic partner (registered through the Secretary of State
process) and
- Unmarried dependent children from birth to the end of the month
in which the child reaches age 21, or through age 25 if a registered
full time student attending an accredited educational institution.
A dependent child includes a stepchild, a natural child recognized
by the parent, or a child living with the member in a parent-child
relationship who is economically dependent upon the member. A child
ceases to be an eligible dependent upon marriage. Dependents become
eligible coincident with the eligible employee or upon attainment
of dependent status. Newborn infants are eligible for coverage from
and after the moment of birth. Adopted children are eligible from
and after the moment the child is placed in the physical custody
of the eligible employee for adoption.
A dependent child who is disabled prior to age 25 while covered
and who depends on the employee for support and who is unable to
work due to disability is eligible for coverage.
Coverage may be purchased for an eligible spouse/domestic partner
even if coverage is not purchased for the employee.
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Non-Eligible Dependents
Dependents who are full-time members of the armed forces of any
country are not eligible for coverage. No person may be covered
both as an employee and a dependent or as a dependent of more than
one employee.
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