Life/AD&D

CSU-Paid Basic Term Life and
AD&D Insurance

The Standard Life Insurance Company (The Standard) is the CSU’s insurance carrier for employer-paid basic term life and accidental death and dismemberment (AD&D) insurance. The CSU offers this employer-paid insurance to eligible employees within specified employee categories. The amount of coverage varies by employee category.

Employee Category
Policy Class Number
Amount of Coverage
Basic Term Life
AD&D
Executive (M98)
Class 1
$250,000
$250,000
Management (M80)
Class 2
$100,000
$100,000
Confidential (C99)
Class 3
$50,000
$50,000
Faculty (R03)
Class 4
$50,000
$50,000
Teaching Associates Only (R11)
Class 5
$50,000
$0
Academic Professionals (R04)
Class 6
$25,000
$25,000
Public Safety (R08)
Class 7
$10,000
$10,000
CSUEU (R02, 05, 07, 09)
Class 8
$10,000
$10,000
Physicians (R01)
Class 9
$25,000
$25,000
SFSU Head Start Employees (R12)
Class 10
$50,000
$50,000
Excluded (E99) SFSU Head Start Employees Only Class 11
$50,000
$50,000

The Standard’s basic term life and AD&D insurance plan contains a number of enhanced coverage features including:

  1. Waiver of premium for disabled employees
  2. Limited portability,
  3. Living death benefit, and
  4. Medex Travel Assist.

Medex Travel Assist is a component of the CSU basic term life insurance coverage. It was designed to provide important resources, including evacuation services, arrangement of medical and/or legal care while traveling. Additional details of this benefit are outlined in the Medex Travel Assist brochure.

Please refer to the Certificate of Coverage and/or appropriate CSU Technical Letter(s) for complete details on CSU basic term life and AD&D insurance.


   

Content Contact:
Benefits Insider
(562) 951-4411
Technical Contact:
webmaster@calstate.edu

Last Updated: April 29, 2011


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