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CSU-Paid Basic Term Life and
AD&D Insurance
The Standard Life Insurance Company (The Standard)
is the CSU’s insurance carrier for employer-paid basic term
life and accidental death and dismemberment (AD&D) insurance.
The CSU offers this employer-paid insurance to eligible
employees within specified employee categories. The amount of
coverage varies by employee category.
|
Employee Category
|
Policy Class Number
|
Amount of Coverage
|
|
Basic Term Life
|
AD&D
|
| Executive (M98) |
Class 1
|
$250,000
|
$250,000
|
| Management (M80) |
Class 2
|
$100,000
|
$100,000
|
| Confidential (C99) |
Class 3
|
$50,000
|
$50,000
|
| Faculty (R03) |
Class 4
|
$50,000
|
$50,000
|
| Teaching Associates Only (R11) |
Class 5
|
$50,000
|
$0
|
| Academic Professionals (R04) |
Class 6
|
$25,000
|
$25,000
|
| Public Safety (R08) |
Class 7
|
$10,000
|
$10,000
|
| CSUEU (R02, 05, 07, 09) |
Class 8
|
$10,000
|
$10,000
|
| Physicians (R01) |
Class 9
|
$25,000
|
$25,000
|
| SFSU Head Start Employees (R12) |
Class 10
|
$50,000
|
$50,000
|
| Excluded (E99) SFSU Head Start Employees Only |
Class 11 |
$50,000 |
$50,000 |
The Standard’s basic term life and AD&D insurance
plan contains a number of enhanced coverage features including:
- Waiver of premium for disabled employees
- Limited portability,
- Living death benefit, and
- Medex Travel Assist.
Medex Travel Assist is a component of the CSU basic term life insurance coverage.
It was designed to provide important resources, including evacuation services, arrangement
of medical and/or legal care while traveling. Additional details of this benefit are outlined
in the Medex Travel Assist brochure.
Please refer to the Certificate of Coverage and/or appropriate
CSU Technical Letter(s) for complete
details on CSU basic term life and AD&D insurance.
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