Health Care Benefits

Dental

Eligible CSU employees and dependents may enroll in dental coverage that is currently paid by the CSU. Premiums are generated through the payroll process and are paid on a monthly basis. Two plans are available: Delta Dental (indemnity plan) and DeltaCare USA (prepaid plan).

Delta Dental PPO (Indemnity Plan)

The CSU Delta Dental PPO Dental Program is an indemnity plan under the Delta Dental Plan of California. There are three benefit levels in this plan: basic, enhanced level I and enhanced level II. The plan sets the limits that it will pay for each specific type of dental treatment. Members are responsible for paying any remaining balance that might be due based on the type of dental treatment they receive.

Employees enrolled in the indemnity plan have the option of selecting a dentist of his/her choice from either the Delta Dental Premier Network in California, or a non-Delta dentist. Within Delta's Premier network, there is a select group of dentists who also are members of the Delta Dental PPO network. Dentists in the PPO network have agreed to charge significantly lower fees than other dentists, and employees who select a dentist from the Delta Dental PPO network will pay less out-of-pocket expenses and could save an average of 23 - 30% on most services. Additional information is detailed in the "Two Dental Networks - Two Ways to Save" brochure.

DeltaCare USA (Prepaid Plan)

There are two benefit levels in the prepaid plan: basic and enhanced. The prepaid plan requires the employee and their eligible dependents to use a dentist from a specific list of dentists who contract with the selected prepaid carrier. Most basic services are covered at low or no cost.

For additional infomation, please refer to the dental administrative guide, the Delta Dental CSU specific website or the appropriate CSU collective bargaining agreements.

Dental Benefits
   

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Last Updated: February 25, 2008


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