Effective Date of Coverage —
Nonindustrial Disability Insurance (NDI)

If an eligible employee is hospitalized, the waiting period is automatically waived and benefits will commence effective with the first day of hospitalization. If hospitalization has not occurred, benefits will commence after the employee has served a waiting period of seven (7) calendar days.


Content Contact:
Benefits Insider
(562) 951-4411
Technical Contact:

Last Updated: September 10, 2002

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