Employee Category	Policy Class Number	Monthly Premium*	Amount of Coverage
Management (M80)	Class 1	$5.81	66 2/3 of the first $15,000 of predisability earnings, reduced by deductible income. Maximum benefit: $10,000 before reduction of deductible income. Waiting period 180 days.
Faculty (R03)	Class 2	$4.17
Faculty (Coach/AY)(R03)	Class 3	$4.17
Academic Support (R04)	Class 4	$1.81
Physicians (R01)	Class 5	$52.99
Executive (M98)	Class 6	$13.83	66 2/3 of the first $22,500 of predisability earnings, reduced by deductible income. Maximum benefit: $15,000 before reduction of deductible income. Waiting period 180 days.
*Rates are effective January 1, 2013, through December 31, 2013.