Effective Date of Coverage
Eligible Employees are automatically enrolled in The Standard's long-term disability insurance. The effective date for long-term disability insurance is the date the employee is appointed in an eligible position. However, if the employee is absent from work due to sickness or injury on the date insurance would otherwise become effective, coverage will begin the day after completing one full day of active work.
Premiums automatically cease when an employee goes on:
- Leave of absence without pay,
- Temporary disability compensation,
- Non-industrial disability leave,
- Industrial disability leave, or
- Other non-pay status.
Premiums will commence once the employee returns to active pay status. Eligible employees who are granted a leave of absence without pay may continue participation in the plan by making direct payments of the full premiums to The Standard.